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How-To

How to Cancel Rocket Money Premium

Cancel Rocket Money Premium in the app, on the website, or through Apple or Google Play. Then decide whether to keep the free account or delete it.

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Aditya
I build Pace. I started it after bouncing off YNAB and Copilot, and I use it on my own money every week.

Cancel Rocket Money where you bought it.

Start by checking who bills you. A direct Rocket Money membership can be canceled in its app or website. A membership bought through Apple or Google Play stays under that store's subscription settings.

If you are leaving because the app solved the subscription cleanup but did not simplify the next spending decision, our Rocket Money vs Pace comparison covers what each app is built to do. The steps below focus on stopping the renewal first.

How to cancel Rocket Money in the mobile app.

Rocket Money's current Premium membership instructions give this path:

  1. 1Open Rocket Money and tap the Settings gear.
  2. 2Select Membership.
  3. 3Tap Manage Membership.
  4. 4Move the monthly price slider all the way left to $0.
  5. 5Tap Cancel Subscription and complete the prompts.

The cancellation takes effect at the end of the current billing cycle. Premium features remain available until then.

How to cancel Rocket Money on the website.

  1. 1Sign in at RocketMoney.com.
  2. 2Select the Settings gear in the left sidebar.
  3. 3Choose Membership.
  4. 4Click Manage in the upper-right corner.
  5. 5Move the price slider all the way left to $0.
  6. 6Select Cancel Subscription and complete the prompts.

Rocket Money uses the same end-of-cycle policy on the website. Canceling stops the next renewal while leaving Premium available for the time already paid.

If Apple bills your Rocket Money membership.

Use the Apple account that made the purchase:

  1. 1Open Settings on the iPhone.
  2. 2Tap your name.
  3. 3Tap Subscriptions.
  4. 4Choose Rocket Money.
  5. 5Tap Cancel Subscription.

Apple says a missing Cancel button or a red expiration message means the subscription is already canceled. Its subscription cancellation guide also explains how to cancel on the web, iPad, Mac, or Windows.

If Rocket Money does not appear, search your email for an Apple receipt and check which Apple Account made the purchase. A charge billed directly by another company will not appear under Apple subscriptions.

If Google Play bills your Rocket Money membership.

  1. 1Open Google Play and confirm that you are using the Google Account that made the purchase.
  2. 2Open Payments & subscriptions, then Subscriptions.
  3. 3Choose Rocket Money.
  4. 4Tap Cancel subscription and follow the prompts.

You can also cancel from the Google Play subscriptions page. Google states that uninstalling an app does not cancel its subscription. Access normally continues through the period already paid.

What changes after you cancel.

ItemWhat happens
Premium renewalThe next renewal stops after cancellation is complete
Premium accessContinues through the current billing cycle
Rocket Money accountRemains open on the free version
Linked accounts and historyStay in the Rocket Money account unless you unlink or delete them
Active bill negotiationsContinue until you cancel them separately
Notifications and emailsContinue until you change their settings

Take a screenshot of the confirmation and check the renewal date shown by Rocket Money, Apple, or Google Play. That gives you a record if another charge appears.

Canceling Premium and deleting your account are separate steps.

Cancel Premium if you want to stop paying while keeping the free account. Delete the account if you want Rocket Money to erase its stored account data.

Rocket Money says account deletion is permanent. Its account deletion guide tells members to cancel Premium, stop active bill negotiations, and close financial goals first.

In the mobile app, open Settings, choose Profile, scroll down, and select Delete My Account. On the website, open Settings, choose Profile, scroll down, and select Delete Rocket Money Account.

Deleting a Rocket Money account does not delete a separate Rocket Mortgage account.

Pick the next app based on why you canceled.

A lower price will not help if you stopped opening the app. Name the job you still need before replacing it.

Choose a full dashboard if you want net worth, investments, reports, and household visibility. Choose a category system if you want to assign every dollar. Choose Pace if you want bills and savings counted first, followed by one number for what is safe to spend this week. Our guide to the best budgeting apps for people who hate budgeting compares those paths.

Frequently asked questions

How do I cancel my Rocket Money subscription?

For a membership billed directly by Rocket Money, open Settings, Membership, and Manage Membership, move the price slider to $0, then finish the cancellation prompts. Use the Membership page on RocketMoney.com for the same option. Apple and Google Play purchases must be canceled through their subscription settings.

Can I cancel Rocket Money during the free trial?

Yes. Cancel through the service that shows the trial subscription before its renewal date. Apple recommends canceling a trial at least 24 hours before it ends.

Does deleting the Rocket Money app cancel Premium?

No. Removing an app from your phone does not end the subscription. Cancel in Rocket Money, Apple subscriptions, or Google Play subscriptions according to who bills you.

Will Rocket Money charge me after I cancel?

A completed cancellation stops the next renewal. You keep Premium access until the current billing period ends. Save the confirmation and check your next statement so you can catch an incomplete cancellation or a membership tied to another account.

Does canceling Rocket Money delete my account?

No. Canceling Premium leaves the free account open. Account deletion is a separate, permanent action under Profile settings.

If you canceled because a monthly dashboard still left you guessing, find your weekly number.