AI Powered Spend Tracker

See where your money goes.Stay on pace.

Pace turns spending, bills, and goals into one number, then lets AI Bob keep you disciplined.

Track every dollar automatically
Accounts and cards update in one feed
Analyze spending with AI
AI Bob coaches the next move
Leak detection
Catch waste before it compounds
What's my number
One number for spending
Bob answers questions
Your data stays yours
Your Number

Know exactly what you can spend today.

Pace helps users track spending, plan bills, and stay under one clear weekly number.

Your Number (example)

Your number today

$96

Updated from real spending + fixed costs

Monthly paycheck$5,200
Fixed costs− $2,100
Already spent− $840
Savings target− $1,000
Remaining this month$1,260

Track spending automatically

Income, fixed costs, and card spend flow into one live view so users instantly see where the month stands.

Save better with one number

Pace turns budgets into action with one number users can stay under.

Know exactly what changed

Pace explains why your number moved, so users can trust it, adjust quickly, and keep going without digging through transactions.

Just Ask Bob

Personalized spending help, on demand.

Bob gives Pace users an accountant-style copilot — guidance to keep spending under control and the weekly number on track.

Just ask Bob
“Can I afford a weekend trip next month?”
“Where did my extra $640 go this month?”
“How do I get my daily number from $70 to $100?”

Bob

"You can likely spend up to $280 this weekend and stay on pace. If you keep dining under $75, your daily number stays above $90 next week."

Grounded in user data

Answers are anchored to tracked spending, fixed costs, and the weekly number.

Fast, actionable coaching

Short responses with one clear recommendation users can act on immediately.

Built for staying on pace

Bob is optimized to explain the number and help users make the next spending decision.

See how Pace works
Compounding leak check

See what a small daily leak could become

If Bob helps you catch a recurring habit, duplicate charge, or drift in wants spending, even $20/day can turn into a million-dollar difference over a working life.

$20/day
35 years

Per month

$608

You put in

$255,500

Growth effect

$840,142

Hypothetical value after 35 years

$1.10M

$1,095,641.55 at a hypothetical 7% annual growth rate

What's my number

This calculator is a hypothetical compounding illustration for spending awareness. It does not represent Pace performance, guaranteed savings, investment returns, or financial advice.

Questions? We've got answers.

Everything you need to know about Pace. See Bob in action →

Ready to stop leaking money?

Run the 60-second number flow. See your number. Pre-order Pace.

What's my number
Aligned incentives
Bob explains changes
No budgeting busywork